Coverages

As an independent insurance agency, LoStocco Insurance Services represents the leading insurance carriers including The Chubb, CNA, The Hartford, The Travelers, Peerless, Philadelphia and others including access to the non standard insurance marketplace for specialty coverage's.

Standard coverages include:

Automobile

Commercial Auto coverage providing coverage to employers in the operation of company owned vehicles including employees that operate a company owned vehicle.

Errors and Omissions

Provides protection to the insured when the insured is offering professional advice.

General Liability

Provides products liability and premises liability for bodily injury or property damage to a third party.

Builders Risk

Provides property coverage for the owners on buildings in the course of construction.

Employment Practices

Provides coverage to employers for wrongful termination, age discrimination, sexual harassment claims.

Lawyers Professional

Provides Lawyers coverage for the professional advice they provide in the event the advice provided is incorrect and causes financial hardship.

Crime and Fiduciary

Protects employers for employee dishonesty and protection in the management-oversight of the 401k or retirement accounts

Cyber Liability

Provides the insured coverage in the event of a cyber attack and infringement including system disruption.

Products

Protects the insured from bodily injury or property damage by third parties from products manufactured by the insured.

Directors and Officers

Protects the Directors and Officers from law suits from outside investors or internal associates due to mis management of a business that causes financial hardship.

Flood

Flood coverage offered through the federal flood program and private insurers on a primary or excess basis.

Property

Provides coverage to insured’s Real Property and Business Personal Property from various perils including wind.

Workers Comp

Provides coverage to employers for injury to their employees in the course of employment.